When we buy funds, we sometimes encounter the situation of being locked up. In the face of locked up funds, you can choose only these four strategies: add position strategy, feign death strategy, change position strategy and stop loss strategy.
1. Add position strategy, It is to dilute the overall holding cost of the fund by continuously buying more shares of the fund at a lower cost price. For example, if you bought 10000 funds with a net value of one yuan, the market value would be 10000 yuan, but because the stock market plummeted, the net value fell to 50 cents, and your market value would be only 5000 yuan. Then you can take out another 20000 yuan and buy the fund at the price of 50 cents. A total of 40000 shares can be bought. In this way, your total fund shares will increase to 50000, and the total principal invested is 30000 yuan. 30000 yuan is divided into 50000 yuan, and the cost of your holding the fund will be diluted to 60 cents. As long as the net value of the fund rises to 60 cents, you will be unwound, which is much easier than the original cost of one yuan.
Under what circumstances are we suitable for the strategy of adding positions? First of all, you must secure a good fund with good quality. First, you should confirm whether the goods are worth saving with more money. If the analysis shows that the goods themselves are not good, it is not suitable for the strategy of adding positions.
Secondly, it depends on whether you have more funds that can be invested for a long time. In essence, the fixed investment strategy is a well planned strategy of adding positions in advance. We take the initiative to buy sets step by step. Short term tying up is expected, and continuous adding positions and diluting costs after tying up is also an established plan. However, the strategy of adding positions after tying up is different. It is a kind of helpless move that you are unwilling to give up. This makes the operation more difficult. For example, you have a total of 100000 yuan of principal in your hand, but before you put 60000 yuan into it, there is only 40000 yuan of income from deep tying. Can the 40000 yuan reinforcements rescue the 60000 yuan friendly army? It's hard to say if you don't step on it accurately. If all reinforcements are put into the battlefield too early, they may fall into the enemy's encirclement again. As a result, they will become cannon fodder instead of decoy.
Taking the position change strategy is a reflection of forgetting the principal. You no longer say that you must indulge in the return of capital on the book, but reject the ostrich mentality, accept the reality, and break when it comes to it. We start again from a new track, looking forward to making more money in the future.
4. Stop loss strategy, This is the least recommended one. Technologists especially emphasize the importance of stop loss, but the investment philosophy worth praising is to stop profit without stop loss. Every profit is a real profit. I have stopped making profits. As a result, many a little makes a mickle. And every stop loss, I'm sorry, is a real loss. Every little makes a mickle, and the final loss is scary.
If you are optimistic about the fund you are looking for and have money to increase your position, you can adopt the strategy of increasing your position, but if you have no money, you can adopt the strategy of pretending to be dead. If you are not optimistic about the locked up funds, it is recommended that you change the position strategy.
