When we invest, he sometimes has a large amount of money suddenly, such as bonus performance, year-end bonus, etc. How should we make a decision? What is the appropriate fixed investment strategy? Here is a brief explanation for you.
Some investors will ask: usually, the salary is relatively small, mainly depending on the year-end bonus. How should we make a decision in this case?
When we get a large amount of income, we usually reserve the living expenses and emergency funds in advance. If we don't use the funds for 3-5 years, we can invest them in index funds. If it is a short-term fund, it is not suitable for investment in index funds.
If there is a year-end bonus every year, the income can be divided into 12 parts and included in the monthly casting. We can invest in monetary funds or wealth management in March, June and September for the funds that are not invested for the time being, so that we can invest in index funds every month. You can continue to cast the year-end bonus next year.
