What is fund fixed investment? When buying funds, there is always the option of fixed investment. What does it mean and what is the way of fixed investment? Which groups are suitable for fund fixed investment? Now let's get up and learn about the issues related to fund fixed investment.
What is the fixed investment of the fund:
There are two main ways of fund investment: one is one-time investment, with a sum of money, one-time purchase; The other is fixed investment, that is, regular investment. One time investment is more suitable for people who have enough assets in their hands. At the same time, it is required to grasp the buying opportunity accurately, which is difficult to achieve in the long run. And fixed investment only requires that we have a fixed income every month to take part of it and buy at a fixed time, so fixed investment is a very suitable investment method for ordinary investors.
Fixed investment simply means buying funds regularly. We choose a fixed time to invest in a fund every month/week. Fixed investment is nothing new for everyone. Almost every office worker has participated in fixed investment. The simplest example is pension insurance and social security. Pension insurance is such an important investment plan related to the national economy and people's livelihood. The country chose the fixed investment method because it is a well tested and excellent investment strategy. Fixed investment is most suitable for ordinary investors. We can also use this strategy to invest in index funds, and the effect is also very good.
Three benefits of fixed investment:
1. A small amount of capital can be used to make a fixed investment. A few hundred yuan a month can be used to make a fixed investment;
2. Fixed investment does not require high investment timing, and only needs to invest in a fixed time every month;
3. Fixed investment can share the cost and turn corruption into magic.
Which groups are suitable for fixed investment:
The following six categories of people are more suitable. Busy people, office workers, novices, investors, the main family income, and adults are all very suitable for investing in index funds in a fixed investment way.
Fixed investment can help people who are busy with their work to make investments. Fixed investment does not need to follow the order. It is only necessary to judge whether an index fund is worth investing on a certain day every month. Even we can set up automatic fixed investment, without even paying attention to it, and check the income every other time.
Office workers can achieve the goal of financial freedom of making money without going to work as soon as possible, and obtain income outside of work. Fixed investment is an investment method tailored for office workers. Workers will earn a certain amount of salary every month, and they can invest part of it in index funds every month to obtain higher returns. The state requires office workers to pay social security and pension funds because this method is particularly suitable for office workers.
For novices who are interested in funds but are struggling to get started, we can start from the fixed investment. This is because the operation of fixed investment is simple, and people will not be asked to spend a lot of money to invest at once. Many OTC funds have very low investment threshold, and only need 10 yuan to invest.
Investors are not satisfied with the returns, and the fixed investment of investors who want to improve the returns is also a very suitable investment method. We know that the risk of stock funds is relatively high. If it is a one-time purchase, it is likely to encounter a sharp short-term slump. But fixed investment can reduce risk and improve returns by buying in batches.
The fixed investment is very suitable for a family's main income force, who wants to accumulate wealth for the elderly, life, children's education, etc. By choosing the fixed investment, we can integrate the idle money we don't use, and continue to obtain high returns. Fixed investment is similar to fractional deposit and withdrawal, which can help us save money, but its effect is far better than that of fractional deposit and withdrawal, because the long-term return of index funds is much more than the interest of banks. Through fixed investment index funds, we can maintain and appreciate our wealth and help us accumulate a large amount of funds for future planning.
In fact, it is suitable for any young people who want to study hard and achieve financial freedom. We can learn to constantly master and optimize fund investment skills, steadily accumulate wealth through fixed investment index funds, patiently wait for compound interest to play a huge role, and realize our financial freedom.
