Although relatives and friends will not ask you to issue business models and financial information like professional investors, they still want to see something tangible. Therefore, entrepreneurs still need to consider several aspects when borrowing money from their relatives or friends:
1. Speak carefully. Although you are facing friends and relatives, you should still be cautious in your words. If you say I want to borrow money when meeting people, then I'm afraid you will find it difficult to raise funds. Put your words at the end, and the progressive speeches will greatly increase your chances of success.
2. Vibrant and respectful. Nothing can kill everyone's confidence more than a passive and arrogant attitude. Everyone is willing to lend you money, naturally hoping that you can succeed. Nobody likes depressed people.
3. Think hard. Entrepreneurs should let investors think that your project has been thought out for a long time, rather than suddenly, so that they can get their respect. They will not think you are joking and lend you money.
4. It is not required to reach the goal in one step. Generally speaking, you need 100000 yuan, but usually entrepreneurs cannot find a person willing to lend so much money. In addition to separately borrowing money, it is better to set a deadline for yourself, and then ask for further investment after the corresponding results are achieved.
5. Inform the risk. All good and bad words should be made clear in advance. After all, entrepreneurship has risks and may fail. In case of failure, we can't pay back the money for a while, which will not cause conflicts between the two sides, but also reflect our own frankness.
6. Before financing, contact first. In addition to acquaintances, we can also establish friendship with some investors, and also ask them for their views on their own projects. It is easy to ask for money next.
How to borrow money from parents
1. Explain the reasons for borrowing money
If it is still difficult to borrow money from parents, it can only show two points: one is that they spend too much money at ordinary times, and the other is that they may have cheated their parents. Therefore, don't cheat your parents' money, and make clear the reasons for borrowing money.
2. Sincere attitude
People with high EQ can borrow money, while people with low EQ can't borrow money, which makes them angry. We should talk well with our parents. It's not easy for our parents to support us. We could have relied on us. Now we need to rely on them to help us. It's sad to think about it, so we should be honest and modest.
3. Go home to see my parents
Although I went to borrow money, it would make my parents happy to take some gifts home. Have a meal with your parents, chat with them, watch TV with them, make them happy, and then ask about borrowing money. Imperceptibly, spring breeze is like water, parents will borrow money.
4. Think of a good reason to open your mouth again
For adult children, as parents, they will feel bad. Because they don't want to see their children grow up, they will hesitate to become an old gnawing family. So, give your parents a strong reason to prove that you are not spending money blindly, you are investing for tomorrow.
It's OK to borrow money from your parents for starting a business, which is also a good thing. If you take the money from your parents, if you think their money is hard won, you will cherish every penny more, which is beneficial to your starting a business. You can start from a small business. Don't invest in it all at once. According to your own interests and expertise, all people can come and go empty handed for a dream. You can't take anything away if you die. What's the meaning of living in the world if you live under the fence every day? What's marriage? Marriage may have an impact on your future career, A lifetime is so long, decades like a day. Life is just a dream. If you choose to start a business, go ahead and start thinking about every step. It doesn't matter if you fail. It's a big deal if you work for others for half a year and earn enough money to start again. At that time, you had experience and had a good chance of success. It's hard to say that when you meet someone who loves you in the process of working, you will work together and will not be bored with marriage and house. Young people don't have to worry too much. Thinking too much will definitely affect your progress.
