People have their own habits, which are good and bad. Good habits can benefit you for a lifetime, while bad habits can make you a poor person for a lifetime. Many people think that they are very ordinary, have no background and no contacts, so they work hard but still have no money.
No matter how good a person is, he will make more money. As long as he has these three "bad habits", he will become poor one day. It is the opinion of most people at present that as long as they can make money, they don't have to worry about the future. This idea is very dangerous.
1. Don't save money
"Money is not saved, it is spent." Such a fallacy, unexpectedly, has also occupied a large market, many people listen to these words, all agree. There must be people around you who never save money and spend as much as they earn, a typical "moonlight clan".
The risk of such a lifestyle is very high. As long as their income source encounters some changes, their life will be difficult to sustain. Without the awareness of reserve funds, there is no way to avoid such risks. Spending money and saving money are mutually reinforcing dialectics. We must treat them rationally and cultivate our habit of saving money.
2. Advanced consumption
The accumulation of wealth cannot be separated from economy, but most young people are accustomed to spending in advance. Some people seem to be very rich and live a colorful life. In fact, they are burdened with a lot of debt that they can't even pay off. Any ahead of schedule consumption is borrowing money from your future self, which needs to be repaid.
In fact, whether it's Huabei, Baitiao or Installment, all loans are for letting you borrow chickens to lay eggs, rather than killing them to make soup. If the profit you make by borrowing money is lower than the interest rate of your loan, you should give up even more. The long-term solution is to reduce your debt ratio and not consume in advance.
3. Gambling
If you want to become rich overnight, or engage in an industry with more and faster money, you can also relieve the pressure of life by occasionally thinking about such things. But if you put your hope on it, you can rely on it. If you don't keep your feet on the ground and work hard, you may fall into the abyss of illegal crime or gambling.
It's true that money is hard to earn now, but the road to happiness is to work hard for life with a down-to-earth attitude. Gambling is a very bad habit. Once people get involved in it, they are likely to indulge in it. And as long as you touch it, it will suck your last drop of blood like gangrene attached to bones.
Postscript: There is no pie in the sky. You need to rely on yourself to live a good life by constantly grasping the present and making progress. What you want, what you want to live, you need your own hands to strive to create. Don't let poverty become your family's "genetic disease".
No matter how powerful you are, how much money you can earn now, these three bad habits will turn you back into a poor man with nothing. Don't get caught up in bad habits, don't spend in advance, become heavily indebted, form the habit of saving money, and your tomorrow will be firmly in your hands.
