Many friends have doubts that we can also buy bonds and stocks ourselves. Why should we buy them through funds? This is because the fund has several advantages, which are difficult to achieve when we invest ourselves.
The first advantage of the fund: there are special fund managers to help us manage our funds. Few investors are proficient in all investment products. When we want to invest in wealth management products that we are not proficient in, funds play a role. Professional fund managers help us manage our assets and help us invest in unfamiliar products.
The second advantage of the fund is that it is convenient for the fund to spread risks. The risk of holding a single stock or bond is relatively high. You can manually operate a dozen or even dozens of stocks by yourself; Give it to the fund for investment, and automatically invest in dozens or even hundreds. This is what we usually say not to put eggs in one basket at the same time. Like the CSI 300 Index Fund, investing in CSI 300 is equivalent to buying 300 different stocks at the same time. In this way, the risk can be shared equally among 300 stocks, greatly reducing the investment risk.
The third advantage of the fund is that it does not have to be operated frequently, which saves physical and mental energy. For example, ordinary investors want to realize asset appreciation through investment, but we have our own work at ordinary times. We can't follow the market in real time like professional investors, so investment funds are a good choice. No matter which kind of fund we choose, the fund manager is responsible for maintaining the fund. We just need to select the right type of fund. The fund manager will help us to complete the rest, saving time and effort.
The above is an introduction to the benefits of investment funds. Investment funds are very suitable for our ordinary investors. Ordinary investors invest in funds with low risk, time-saving and labor-saving, which is a good way to realize property appreciation.
