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Regardless of the reasons for borrowing money, you should tell the truth. After all, we have encountered difficulties and need to borrow money. We can talk about the actual situation with each other. For example, when the business is in trouble, we need to turn over the money. Only by explaining the situation to the other party can we borrow money. If you lie, once you let the other party know, you may not even have to do it.

1. If you are a young man who has just become a wet father or a hot mother, you can try to start with your own family situation. For example, the monthly milk powder money and diaper money of the baby who was born soon have caused me a lot of headaches. I hope to help some money to tide over the difficulties.

2. Illness. This is a more urgent reason. Both relatives and friends will offer some help when they hear about this, but you must remember not to fabricate this fact, otherwise, after being discovered by others, not only lose face, but also the relationship will be broken.

3. I lost my job. Whether you leave your job on your own initiative or lose your job, if you can't find a suitable job in a short time, you may have to rely on savings and other people's relief to live. You can take the initiative to tell people around you.

4. Temporary emergency. For example, if you don't have money on hand for the time being, you will be paid next week, or you are close to paying back your credit card, or you need money in case of an accident at home. As the saying goes, you can't help the poor in an emergency. Generally, people will lend you money in an emergency, so the success rate of these reasons will be relatively high.

Some suggestions for borrowing money:

First: out of respect for the borrower, if privacy is not involved, then I suggest that the reason for borrowing money be clarified!

Second: It is very sure to confirm the repayment date, so that friends can have a good idea!

Third: Be polite and say it. If you can lend me money this time, I will be very grateful. When this pass is over, I will invite you to have dinner and let others know your sincerity.

Fourth: If your personal reputation is not very good and you need money badly, I suggest you write an IOU on your own initiative and sign it yourself to let others know that you are prepared and that you really need the money!

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