Regardless of the reasons for borrowing money, you should tell the truth. After all, we have encountered difficulties and need to borrow money. We can talk about the actual situation with each other. For example, when the business is in trouble, we need to turn over the money. Only by explaining the situation to the other party can we borrow money. If you lie, once you let the other party know, you may not even have to do it.
In fact, no matter what reason you find, if you are a good friend, you may lend it to you, even if you have no reason to lend it to you. But if it is just a general relationship, no matter how difficult you are or what lofty reasons you have, you can't impress the other party.
What are the good reasons for borrowing money?
1. Milk powder money. If you are a young man who has just become a wet father or a hot mother, you can try to start with your own family situation. For example, the monthly milk powder money and diaper money of the baby who was born soon have caused me a lot of headaches. I hope you can help some money to tide over the difficulties.
2. Illness. This is a more urgent reason. Both relatives and friends will offer some help when they hear about this, but you must remember not to fabricate this fact, otherwise, after being discovered by others, not only lose face, but also the relationship will be broken.
3. I lost my job. Whether you leave your job on your own initiative or lose your job, if you can't find a suitable job in a short time, you may have to rely on savings and other people's relief to live. You can take the initiative to tell people around you.
4. Temporary emergency. For example, if you don't have money on hand for the time being, you will be paid next week, or you are close to paying back your credit card, or you need money in case of an accident at home. As the saying goes, you can't help the poor in an emergency. Generally, people will lend you money in an emergency, so the success rate of these reasons will be relatively high.
Note: The best way to ask a friend to borrow money is to directly explain why you need it, because a real friend will certainly help you, so it is easy to borrow money by explaining the reason to a friend; Borrowing money, as the name implies, is to borrow money from others. The scope of borrowing money is very wide. Friends and relatives are the objects of borrowing money. Friends borrow the most money from each other, but most people who do not repay the borrowed money are here. Most of them are embarrassed to ask for it after borrowing money.
As time goes by, the money will become a debt that will not be returned, which has become a phenomenon that many people do not realize the mistake. So when you lend money to others, you should pay attention to the following points: understand the relationship between the other party and you; Know the character of the other party; Say no at the first time; Understand the purpose of borrowing money; Give reasons why you can't borrow money.
The reasons for borrowing money in a hurry are as follows:
1. Increase equipment and budget due to business needs.
2. New factory buildings need capital preparation.
3. Poor operation, capital problems (but guaranteed to return on time).
4. Individual entrepreneurship, this project is very worthy of investment.
Need to know:
When encountering difficulties, you can borrow money from your friends or classmates. Generally speaking, the amount of borrowed money should not be too large. The other party may not have the amount of borrowed money. After borrowing money, it should be returned within the specified time.
The origin of money is based on archaeological excavations. In the late Neolithic ruins, Banpo unearthed a large number of pottery pots as burial objects; Dawenkou culture buried a large number of pig heads and jaw bones, indicating that pigs and pottery played the role of monetary wealth in the late primitive society. However, as we all know, the ancient physical currency in wide circulation is "shell".
As a kind of currency, cattle, sheep, pigs and other livestock can not be divided. The grain is perishable, there are too few pearls and jade, and the knives and shovels are heavy. Therefore, people finally chose seashells as the kind of currency in practice. The seashells can be used as necklaces, which are valuable for carrying and counting. Therefore, they are selected as the main currency in long-term commodity exchange.
Something happened at home, so we need to borrow money for emergency. In this case, people who borrow money generally understand that the so-called "emergency does not save the poor". In this case, people are more willing to lend a helping hand. This reason should be said to be the most easy reason to borrow money, but generally no one will use this reason to borrow money.
The reason is also very simple. On the one hand, friends know more or less about each other's family situation, so this reason is generally useless, and it is also that this kind of thing is generally not a good thing, and who would curse themselves for accidents when they are idle?
If something happens to a friend of a friend at home or at work, if a friend comes to you to lend money to help his friend, think about it. In the face of this situation, will you lend him money?
You should also notice that the above situation is very tongue twister. In fact, the specific operation of this matter will not be too simple, and this friend's borrowing money to help his friend will make the borrower very uncomfortable.
